The loan officer, taken aback, requested collateral. "Well then, here
are the keys to my Rolls-Royce," the man said. The loan officer promptly
had the car driven into the bank's underground parking garage for safe
keeping, and gave him $5,000. Two weeks later, the man walked through
the bank's doors, asked to settle up his loan and get his car back.
"That will be $5,000 in principal, and $15.40 in interest," the loan
officer said. The man wrote out a check and started to walk away.
"Wait sir," the loan officer said, "while you were gone, I found out
are a multi-millionaire. Why in the world would you need to borrow
The man smiled. "Where else could I park my Rolls-Royce in Manhattan
two weeks and pay only $15.40?"
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